Mugove kushanda guru mune midziyo. Ratio: Formula

Kushandira guta zvinoreva chikamu chinokosha pfuma chero vachida. Panguva imwe kugadzirwa kutenderera zvinhu izvi zvachose kuchinja kwayo zvinhu mashoko ari muchimiro mari. Naizvozvo inonzi Mobile chikamu chepfuma.

Mugove kuitika zvavo zvachose zvinhu zviri pasi kuramba kutonga Analytical mabasa. Kushaikwa uye pachisara mari idzi vanoitirwawo zvakaipa nokuda kwemigumisiro kambani. Kana uwandu kushanda guru riri vaunganidza, mwero turnover. Nokuda kwaizvozvi, mubereko kunoderedza.

Kushaikwa Mobile pamwe downtime, abondera paaiita pagadzirwe kutenderera. Rinewo inokanganisa zvabuda zvemari. Saka, zvinodiwa uye nzira kuti kuongorora yesangano dzaivapo, zvinofanira kunyatsofungwa.

Mufambo wokurarama mari

Current pfuma kambani ine mumatanda, zvinhu, pfupi upfumi uye nhoroondo receivable. Vari nedanho kugadzirwa apera zvinhu uye rakatangwa muna uchishandisa nguva. The kutenderera inoguma apo mari kubva pakutengeswa vari akadzokera nezvenhoroondo sangano.

Mugove kushanda guta iri yesangano pasi shingirira pokudzora mabasa zvemari. Kunze ndechokuti turnover mwero kunoenderana chitsama nekambani Purofiti, zvinhu izvi zvinoumba mubhizimisi Rating wekambani.

Chokwadi kuti pfuma yakadaro ndiyo uchitsanya inogona dzikwanise mari. Saizvozvowo, zvikuru foni zvinhu riri dzinoshandiswa boka, ari nokukurumidza izvozvo achakwanisa kubhadhara, kana zvakakodzera, pamwe chikwereti. Saka, mari idzi dzinonzi mvura.

Pfungwa liquidity

Kuwanikwa kushanda guta muhuwandu akafanana kana kupfuura achangobuda munataisireva ari boka, anovimbisa kudzoka chikwereti mari nguva (nokuti kushanda nguva).

Pfungwa liquidity takabatikana tsanangudzo dzakawanda. Iye, pakutanga, zvinoita kuti tikwanise nekukurumidza sei kuti chidzoke nezvinetso zvemari. Chechipiri, liquidity anogona kuwedzera pakuenzanisa jira yose, ukuwo, kuwedzera rokutengesa. Chechitatu, izvozvo runovimbisa nenguva kudzoka pfupi-rokuti munataisireva.

Zvakakwana liquidity chepfuma dzakazonaka itsva zvebhizimisi mikana uye zvakanakira. Zvinoreva kudzora zvizere basa ravo zvakaparara, uyewo mari pakusimba.

Kana mufananidzo uyu akarurama, zvinoreva chekambani utariri nounyanzvi Rinotarisira pfuma yaakaronzeswa.

kukwana liquidity

Kushaya kushanda guta mubasa zvinhu kunoita kuti vakawanda matambudziko. Wokutanga kuti tisakanganiswe kugadzirwa. Kushaya mbishi zvinhu kuonekwa wokupedzisira chigadzirwa kugadzirwa unodiwa. Panguva deceleration kwacho kutenderera kunoderedza uwandu zvisingabatsiri.

Uyezve, kushaya liquidity mu sechivako pakuenzanisa currency kunotungamirira kukwana kana zvakakwana kurasikirwa kuzvimirira mune zvemari. Dzimwe nguva kambani vanogona kunyange kusangana kusauka.

Lenders Uyewo havagoni kuwana mari dzavo uye mubereko nenguva. Izvi lowers ari kureva kuti mari Kukwezva wekambani. Iye anofanira kushanda zvikuru nematambudziko ezvinhu. Naizvozvo, mugove kuitika zvinhu uye liquidity havafaniri kuona mari kambani basa.

fomura

Kuti nemazvo kunzwisisa liquidity, iyo nzira izvo zvichakurukurwa hereinafter, zvakakodzera kufunga computation pfungwa. Kunosanganisira nokuongorora yose uwandu ano yesangano, uyewo avo marongerwo. General (kana ano) liquidity rinowanikwa sezvinotevera:

Kr = OA / CO, apo OA - avhareji uwandu zvishandiswezve chikamu yesangano, CO - pfupi munataisireva.

The Data kuti kunyatsoongorora utore chimiro № rokuzvidavirira 1 - nomwero. Panyaya iyi, iyo liquidity pamusoro nzira iyo yave kukurukurwa apa, taitsvaka seizvi:

Kr = (p. 1240 + 1220 + 1250 + 1232 + 1260 + 1231) / s. 1600

Zvisinei, ichi ndicho chakarurama. Chokwadi kuti nekambani pfuma kunoratidzwa wakasiyana turnover unodiwa. Naizvozvo, kuti mamiriro dzinofanira kufungwa yoga.

zvimwe zviratidzo

Kuwedzera ano reshiyo, kunodiwa kuti iongorore ayo zvenguva uye mhedziso ukoshi. Uyewo havawanzoiti inorwara pachavo mari iri kuitika zvinhu. Zvokungoitawo liquidity hazvirevi kufungawo kupfuura zvishoma nezvishoma chinozoiswa sechikamu ano zvinhu reserves. The yemaitiro yaizova:

CPL = (OA - W) / CO, apo Z - mumatanda.

Chinonyanya emura zvinhu ndivo mari. Naizvozvo, ichi nepakati jira chinhu Zvinokoshawo raFungisisa. Mhedziso liquidity rinowanikwa sezvinotevera:

Cal = DS / CO, apo DC - mari.

In dzinoongorora mugove kuitika zvinhu mu zvachose yesangano, hatikwanise rakachengeteka yayo kushanda guru. The coefficient achava zvinotevera chimiro:

EHC = (CO - PA) / OA, apo AT - non-iyezvino zvinhu.

Normative tsika

Vamwe kukosha inofanira kuva mugove yokushanda guru mune midziyo. The reshiyo wakagarira maererano mhando bhizimisi umo anoshanda kambani. Nokuti mumwe mhando liquidity kunorondedzerwa nemiganhu yayo.

Saka, vakawanda mudzimba uye vatorwa nemakambani kutsungirira kuitika liquidity reshiyo haidereri pane 2. Ndizvo. Mari wokurarama vanofanira kusapfuudza chikwereti pari nokuda 2 nguva. Asi ichi hachisi chete chokuratidza.

Zvokungoitawo liquidity vanofanira kutevedzera 0.7-1. Hakukurudzirwi kuderedza mwero asingasviki 1, asi zvose kunobva indasitiri. Mhedziso liquidity dzinowanzoona 0.2-0.5. The shoma zvinobvumidzwa ukoshi iri 0.1.

Indekisi turnover oga manyuko mari ngaarege kuwira pasi 0.1. Kuita zvose izvi ezvinhu anoratidza kwakarurama pakuenzanisa chidziro, uyewo mari kugadzikana uye mari Kukwezva wekambani.

kwazvo

Kana isu ngaaverenge mugove kwekushanda guru mune zvinhu uye enzanisa mugumisiro pamwe ndozvakajairwa, tinogona kugumisa kuti feasibility kuti kuparadzirwa yesangano iri nepakati papepa zvinhu. Chinhu chinokosha kupfuura coefficients ari yakatarwa tsika havana kugamuchirwa. Kuunganidza mari mumatanda, chinoita receivable kunowedzera turnover yatinofema.

Apedza kuongorora pfungwa dzakadai mugove kuitika zvavo zvachose angapedzisira kuitwa kwechokwadi kuongorora pachiyero pepa mamiriro. Pachishandiswa mashoko optimized dzinokosha zviratidzo zviri liquidity, Kuwanikwa pachake zvinopa mari. Izvi zvinowedzera kutsiga sangano uye zvinotungamirira dzakakwirira purofiti nhanho.