Social mudyandigere - ndiko ... ari Pensions Act. Social muwedzero kuti mudyandigere

Vagari vomunyika dzose ano vane kodzero mudyandigere zvokudya wehurumende, pasi zvimwe zvinodiwa. Izvi zvinodiwa zvinosanganisira: richisvika rimwe zera, kurasikirwa pakuriritira mhuri, vakaremara, uye zvimwe zvinhu kuti akapa mirayiro yacho mutemo ano. Zvinofanira kucherechedzwa kuti vachibhadhara yakadaro uchivimba kwete chete vanhu vanogara munharaunda ehurumende, asi vagari vari kunze. mudyandigere Izvi maererano zvibvumirano zvibvumirwano nedzimwe nyika.

kupatsanura

The kuitika mudyandigere mutemo kunopa kuti mhando huru mbiri. basa iri uye munzanga kuchengeteka kubhadhara. Ngationgororei navo zvizere.

Occupational pensions

The mhando yokutanga kubhadhara akaita maererano zvinotevera nzira: urema, zera, urefu basa, kurasikirwa pakuriritira mhuri, uye rinoyemurika zvikuru kushumira hurumende. Ngatikurukurei chimwe nechimwe chezvinhu akapa mhando. Wokutanga zvinoreva mari rubatso iri chiitiko yokuremara. chitarisiko Its kungava zvikonzero nokuda huru mbiri: zvinonyatsorehwa chirwere kana maindasitiri kukuvara. mudyandigere muripo chinoitwa pasinei nguva nenzvimbo panowanikwa kuremara. Achitaura wechipiri, zvakare, zvose zviri nyore. The kuitika mudyandigere mutemo unoti pane imwe zera uye inodiwa ukuru munhu anotanga kunyora kubhadhara hurumende. Ukuru rinopa mari accruals vakaparadzana mapoka vagari munyaya basa bhora, vakazochinja kungaita kuti Occupational zvirwere. Mhedzisiro ichi kunogona kuva mangwanani urema kodzero (pamberi makore iwayo, pashure kwaanoshanda kodzero akare-zera mudyandigere). Kurasikirwa pakuriritira mhuri, sezvo yambotaurwa, ndiko chikonzero wokupa basa kunobatsira. Rights kuti zviri mudyandigere mhando iyi makagarwa neavo vagari mumhuri dzine vakaremara vanhu kana vanhu vakafa, novimba akanga vamwe. Panguva iyoyowo vana vane pakutanga unokosha urongwa hwakadaro, uye naizvozvo, dzemaitirwe mari kuti pasina zvimwe zvinyorwa akaita.

Welfare kubhadhara, pensions

muchikwata ichi zvinosanganisira periodic accrual mari kuti vagari vakaremara, uyo mumwe kana kuti chero chikonzero regai kukodzera basa rutsigiro. Kukura evanhu mudyandigere chinosimbiswa mutemo zvinoshanda uye zvinoenderana runodiwa shoma subsistence pamwero. Saka, vagari venyika vachida kugara mari ano, asi havana ukuru zvakakwana, mubhadharo pamusoro apa zvicharangarirwa. Kubva izvi zvose tinogona kugumisa kuti mudyandigere evanhu - rudzi paruzhinji urongwa. Sezvambotaurwa, pamusoro apa mari vasina chokuita basa, uyewo chero zvayo paruzhinji kubatsira muchikwata. Somugumisiro, kwokunwa Social mudyandigere ane zvimwe nemamwe zvinhu. Next ichakurukurwa nhau chokuita kukura, chinangwa uye kukarukureta maitirwe ezvinhu. Zvisinei, zvinhu zvokutanga pakutanga.

kukarukureta nzira

Chokutanga akadzidza muudzame Mapato evanhu vari kuwana evanhu mudyandigere. Izvi, kupfuura zvose, varume nevakadzi makore 65 uye 60 makore azvaitwa, nguva nebasa idukusa kwemakore mashanu. Uyewo ari mundima Russian Federation vakatsigira vanhu obschepensionnogo zera vari vanonzi vashoma of North. Zvose pamusoro nzira dzinopiwa muchikwata che "zvemagariro akare-zera mudyandigere". Sezvo ari mhando basa kubhadhara, varipo pano uye accrual yokuremara. Panyaya muchikwata ichi nyore. Kodzero pasocial mudyandigere vana vakaremara, uyewo vanhu zvamatonga urema boka chero vasina ruzivo nenyanzvi. mamiriro mubhadharo mhuri vakarasikirwa pakuriritira mhuri yavo vaberekawo. To ichi howa vanosanganisira vana vasina kuwana zera ruzhinji, uyewo vadzidzi kudzidza kana Secondary dzidzo dzidzo yakazara pamberi makore 23.

An chokuratidza kukosha

Pakadaro, kana munhu akatsunga nokuda chinzvimbo muwedzero kuti mudyandigere yechipiri kana yechitatu pamusoro nzira, zvinokosha kufunga akawanda zvinhu. Kana vakafa pakuriritira mhuri kana vakaremara vane pane rimwe zuva basa ruzivo, tinogona kuva nechokwadi chokuti hurumende yave dzakava basa wavanobhadhara. Kukura evanhu mudyandigere ataurwa ichi inogona dzaona chaizvo Masvomhu uye zvirongwa. Kuita mari vachaitwa muna miganhu mumapoka, uye mazita zvaida magwaro anogona kuva vamwe kusiyana zvichienderana nokuti, nokuti vamwe Software kutaura atendeuka.

Kudomwa evanhu mudyandigere

Sezvambotaurwa, kubhadhara ava rudzi hurumende mhosva, izvo chakagadzirirwa imwe mari kudiwa uye pamwe ichi zvakasiyana chawo vanhu. The zvepuraimari uye revane chinangwa kudzingirirwa ne-pamusoro apa mabasa ari kutsigira kuti zvinhu hunhu boka vagari vasina munhu inosimbiswa kunobva mari.

Kukarukureta vachibhadhara

Nokuti kuti evanhu mudyandigere - ichi okuwedzera mari mari kuti nekanzuru mamiriro, achaiswa nokuenzanisa runoenzanirana mabasa. Zvinozivikanwa kuti shoma kukosha nezvezera muripo kwakabatana kutenderwa mutengo kurarama zvakananga. Zvinofanira kucherechedzwa kuti wokupedzisira kota neimwe akarongwa mabasa ehurumende. Uyezve, Indexing rinoitwa gore negore. Saka, magariro mudyandigere - kukosha kuti inorangarira upfumi mamiriro ezvinhu munyika, zvakadai mitengo uye dzimwe parameters zvinokosha.

List magwaro

Funga murayiro kunyoresa mudyandigere. Chokutanga, unofanira kuzviisa pasi mashoko umo zvikonzero kubhadhara kutaurwa. Gwaro iri akatumira reruwa kana guta hurumende iri basa uye kudzivirirwa evanhu vemo panzvimbo yakagara wacho. Zvinyorwa zvose zvakafanira zvinogona nyaya nomunhu kuvakira zviito zvavo pamusoro notarized simba gweta. Zvinofanira kucherechedzwa kuti ekupedzisira vanofanira kuratidza unhu zvose mabasa chokuita urongwa yokuwana magariro pensions: unokupai runodiwa mapepa, kuunganidza asipo data, uyewo issuance kuMudzidzisi chitupa. Pasi zvokudya aivapo mitemo, application inofanira pamwe anotevera magwaro (zvichienderana Chokwadi, pamusoro muchikwata, iyo vakati yave kuiswa): mushumo wezvokurapa inotaridza papi vakarasika utano achishandisa unyanzvi hwakasiyana utano zvikoro; chitupa kubva Registrar hofisi pamusoro kurasikirwa wemhuri pakuriritira mhuri, kana zvimwe chero gwaro achisimbisa mamiriro chisipo munhu (muchikwata ichi zvaunofanirawo zvekuzvarwa muduku vana); mapepa certifying kodzero ifarirwe nokuwedzera mudyandigere. Mukuwedzera, wacho anofanira kupa, zvisinei muchikwata kupa gwaro chinosimbisa kuzivikanwa kwake, zera, rudzi uye nzvimbo dzokugara.

Ukuru zvinobatsira

Saka sei chaunoona kubva uwandu evanhu makomborero kodzero? Pari, mitemo dzinokudziridzwa, maererano izvo kuti nechimwe Mapato, pane zvimwe zvakawanda mhosva. Somugumisiro, tsika aya wakaiswa uye hapana chikonzero kuita refu uye dzimwe nguva zvakaoma kukarukureta kuwana runodiwa ukoshi. Zvakakosha kuziva kuti evanhu mudyandigere achavaponesa muchikwata munguva yemberi wacho. Rinopawo muripo kurondedzerwa mapoka mamwe pamwedzi vemunyika, uwandu uko zvakafanana kunorondedzerwa neHurumende. Nokuti vagere munyika, iri amachinda mumaguta, rinotipa kwokururamisa remunharaunda chinhu kuti zvinofanira munyaya Masvomhu.

Apo ini vangadzidza kuvimba mari?

Kuripwa evanhu kubatsirwa uye pensions zvinogona kuitwa nenzira mbiri. Maererano mari yokutanga yakarongwa anowanikwa kuposvo panguva yaaigara. Nokuti mumwe nomumwe sangano hwakadaro vakabvumira purogiramu kubhadhara pensions uye zvinobatsira, naizvozvo, zvakakodzera vanoomerera mitemo yakarurama uye kuti vauye imwe nzvimbo uye nguva. Kana wacho ane yayo nhoroondo chero bhengi, mari accrual chinogona akaiitirawo. Translation of inodiwa mari nezviremera yakakodzera iri basa, evanhu kudzivirirwa uye basa vemunyika nemhaka akataurwa wacho. Kuchinjwa kuva mudyandigere nekuda munhu anoitwa kuburikidza pamahombekombe Unit, iro riri mukati muruwa dzokugara murume. Uyezve, zvinofanira kucherechedzwa kuti uwandu kubatsirwa dzakava mari pane imwe chimiro richaitirwa rwezvemabhengi sangano (akadai chikamu).