"Promsvyazbank": mushandi wepfungwa, mabasa, hotline

Kumasangano emabhangi, nokukurumidza kana kuti gare gare, munhu wose anotarisa, pasinei nezvaanoita. Nekubatsira kwemhando idzi dzemari, masangano epamutemo anogona kuwana zvikwereti, kuita zvekutengesa, kubhadharwa sechikamu chezvibvumirano zvakageredzwa nevatengesi, nezvimwe zvakadaro. Uyewo, vanhu vanogona kugadzira mari, vanowana chido chekuchengetedza mubhangi, vanogamuchira zvikwereti zvevatengi, kubhadhara mabhizimusi, kushandisa mari kune vamwe vanhu kana masangano, vanogamuchira mibairo pane imwe nyaya yakasarudzwa, kushandisa kadhi rechikwereti, kushandisa Internet banking, nezvimwe zvakawanda.

Zviri pachena kuti kubatana nemabhangi chikamu chinokosha chehupenyu hwomunhu chero upi zvawo, pasinei nemamiriro ebhizimisi rake. Nokudaro, zvinokosha kuti uzive nemasangano ayo imwe sangano rezvemari inopa vashandi varo kusarudza mamiriro ezvinhu anokutorera iwe. Vakawanda vanosarudza kubatana ne "Promsvyazbank" kune dzimwe nzira dzose. Sei? Iri bhangi rakazviratidza pachavo nenzira yakanakisisa. Ndeipi nzira yekushandiswa kwesangano "Promsvyazbank"? Ichatora nguva yakareba sei kubhadhara kushanyira kwebazi rechirongwa ichi chemari? Ndekupi kwandingawana mazita eATM ye Promsvyazbank? Ndezvipi zvese zvinoshandiswa nechirongwa chevashandi vayo? Uye nokuda kwevanhu? Ndingashandisa nhoroondo yepajeri muPJSC "Promsvyazbank" (zvinoda) kubhadhara chero mapiyona here? Chii chinodiwa kuti uve muchengeti wekambani iri mubvunzo? Mhinduro dzakajeka dzemibvunzo yose iri pamusoro uye yakawanda iwe unogona kuwana zvakananga kubva munyaya ino.

Pamusoro peBhangi

Promsvyazbank anoongorora vashandi nevadzidzisi (kusanganisira nyanzvi dzinobva kuCentral Bank of Russia) seimwe yezvinonyanya kukosha mune zvemari munharaunda yeRussian Federation. Iri sangano rave richishanda kwemakore anopfuura makumi maviri, uye kwenguva yose iyi yakakwanisa kugadzira mukurumbira wega pachako semuvimbisi akavimbika.

Mamiriro ezvinhu ayo Promsvyazbank anogadzira masangano epamutemo, anokwevera vakawanda nevatengi vemakambani kuti vabatane nawo. Zvinhu zvenhepfenyuro iri mubvunzo zvakakura kwazvo zvokuti mabhuku ekufambisa enyika anoita kuti ive mazita emabhanki mazana mashanu makuru pasi pose (maererano necheriri - "Inhare"). Ngationgororei zvakadzama kuti "Promsvyazbank" inomirirei kuMoscow.

Nzvimbo dzebhizimisi shoma

Iri boka rinosanganisira makambani ane mari inopfuura kudarika mamiriyoni makumi matatu emabhururi. Chii chinogona kuti Promsvyazbank inopa mabhizimisi akadaro? Kuvimbika kwekubatanidzwa kunonyanya kugadziriswa nekunyanya kwekuti mapato anonzwa sei pamusoro pokutanga kwayo. Chirongwa chiri mubvunzo chinopa mamiriro ezvinhu anonyatsonakidza ekutsvaga kubva kubasa reakabhanga avo kune rimwe bhangi. Somuenzaniso, huwandu hweshumiro huchapiwa kwauri pasina mari. Pakati pavo pane:

• Kuregererwa kwemagwaro ekuvhura nhoroondo;
• Nyaya yemakadhi ebhengi;
• Kugadzirirwa kwehuwandu hwemari ;
• Nhamba makadhi ekugamuchira mibairo yevashandi vose vekambani;
• Zvisikwa zvekunyora template, iyo inokubvumira kuzivisa mazana pamusoro peshanduko yemashoko.

Uyewo, bhagheni inotarisira avo vatengi vanobatanidzwa mune zvekunze kwenyika. Semuenzaniso, zvinokwanisika kuti vazarure zvikwereti zvakasiyana siyana zvekugadzirisa mari dzekune imwe nyika mari dzisina mari, kushandisa Indaneti mabhizimisi pasina mari, kuita mari kuendeswa munyika huru yemadhora (US $ uye euro) zuva rimwe nerimwe, kubvisa pasi pepisipoti yekutengesa pazuva rimwechete, uye kugamuchira Notification yekutengesa pasina mari yekubhadhara. Uyewo, kune mukana wekugamuchira mabhonasi chete wekuti iwe unokurudzira shamwari dzako kushandisa masangano ebhangi mubvunzo.

Zvose izvi, sezvakataurwa nekugadzwa kwe "Promsvyazbank" kuongororwa kwevashandi, kunokwevera mabhizimisi maduku uye kunovapa mukana wekugamuchira mabasa akanaka pamashoko akanaka. Nzvimbo iyo inosangana nevatengi vayo nguva dzose.

Zvirongwa zvemabhizimisi mashoma-kati

Iri boka rinosanganisira mabhizimusi ayo ane mari inenge mabhiriyoni mabhiriyoni makumi mana. Chimwe chezvinhu zvakakurumbira zvinoshandiswa kuitisa. Ndezvipi zvakakosha zvekubatirana nebhangi mubvunzo munharaunda iyi?

• Kutungamirirwa kwezvakagadziriswa (kureva, kuderedza kukuru kwevashandi mari);
• Kuwedzera kukuru kwekushanda kwekambani yeimwe kambani, pamwe nekugadzirisa kusavapo kwemari matambudziko;
• Kugadziriswa kwechibvumirano chisingaenzaniswi (iyo, nguva refu yemari inotsigirwa pasina nguva yakananga);
• Mukana wekuwedzera kwekutengesa, pamwe nekuwedzera bhizinesi kuburikidza nehurongwa hwekurumidza kukurumidza kugadziriswa kuchinja mumamiriro emisika mumamiriro ezvinhu eimwe boka rezvinhu kana mabasa;
• Nhepfenyuro yezvemari kunze kwekudiwa kwekupa mari (iyo inokubvumira kuti uchengetedze zvakanyanya pamitengo inofanira kuitirwa yekunyoreswa kwekutora);
• Kupa vatengi nemamiriro ezvinhu chaiwo ekubatsirana, izvo zvinosanganisira kubhadhara kusinganisirwa.

Pakati pezvimwe zvinhu, zvinokwanisika kuwana chikwereti pamashoko akanaka. Zvinotsanangurwa sezvizvi:

• Kuda mari inogona kutsvaga kwemakore matatu.
• Nhamba yemari yacho inogona kubva pamamiriyoni gumi kusvika kune rimwe bhiriyoni rimwe ruble (kazhinji, kambani imwe haigoni kutora chikwereti kune mabhiriyoni mana emabhururi).
• Inhara yekutambira ndeye 9,6% yemabhizimisi mashoma uye 10,6% emabhizimisi maduku.
• Zvimwe zviitiko zvekukweretesa kunzvimbo dzakakosha (kutakura, zvekurima nezvimwe zvakabatanidzwa nhepfenyuro, kutaurirana, magetsi emagetsi, kuparadzirwa kwemagetsi (pamwe chete nemvura uye gesi), mapurogiramu epamusoro-soro, kuvaka, vekushanyirwa kwevekuita, yekugadzira).

Mamwe mavhisi aripo ndeaya:

• Nzvimbo yekutarisa nemari yemari;
• Kuumbwa kwemishonga yemari;
• Kadhi yeTsika;
• Kuchengetedzwa kwemashure;
• Kutenga uye kutengeswa kwemari;
• Kudzora mari;
• Kuunganidza;
• Kadhi rebhizimisi;
• Various deposits;
• Trade kutenga;
• Internet kutenga;
• Uye vamwe.

Nzvimbo dzevanhu

Vatengi vakadaro vanogonawo kunzwisisa zvose zvinobatsira zvekubatanidzwa nebhangi iri mubvunzo. Zvinopiwa huwandu hweshumiro. Somuenzaniso, kune marudzi akawanda emari. Kune marudzi matatu emitengo yemari: 7.5%, 8.5% uye 9%. Chimwe nechimwe chazvo chine mamiriro acho ega uye maitiro ayo akasiyana. Pakati pemamwe mabasa anowanikwa kune vanhu, zvinotevera zvinoratidzika:

• Bank card;
• Nhamba dzinoverengeka dzepaIndaneti;
• Makadhi okubhadhara;
• Bonus programs;
• Zvikwereti zvikwereti
• Mortgage;
• Turbo money;
• Electronic money;
• Credit holidays ;
• Mutero weInvoice;
• Bhengi rinoshandiswa;
• Kudhindwa kwemari kubva kadhi kuenda kadhi;
• Electronic cell;
• Bank accounts;
• Inishuwarenzi;
• Visa services;
• Kushanda nematare anokosha;
• Mutengo wekutsvaga mari;
• Depository services;
• Kumanikidzira penishuwarensi yeupensheni;
• Brokerage service;
• Pamwe bhengi safes;
• Nhoroondo dzevanhu (kubhadhara).

Vanhu vanogona kubatsirwa kuburikidza nekushandira pamwe nemari yezvemari mubvunzo. Zvose zvinorongwa mabasa zvinowanikwa kune vose vatengi. Bhengi yakagadzirira kuenderana nezvido uye zvishuwo zvevamwe vakaroorana uye yakagadzirira kuumba mapurogiramu ega ega kune vatengi. Ndicho chikonzero nei vatengi vanosiya maitiro akanaka akadaro pamusoro pekushandira pamwe ne Promsvyazbank. Kunzvimbo dzose, munhu anokwanisa kusangana nemafungiro akadaro uye anonzwira tsitsi kune vanhu vari voga avo, sekutonga, havagoni kuita zvibvumirano nebhangi nemari yakawanda yemari. Zvinonakidza uye zvinoita kuti vashandi vatsva vakawanda vashande pamwe chete nemari yemari iri pasi pekufungisisa. Unofanira kubatana neboka revanhu here? Zvichida mashoko anotevera achakubatsira kuita sarudzo yakanyatsoziva.

Nhare dzepaIndaneti

Sezvakanyorwa pamusoro pesangano rekuti "Promsvyazbank" vaudze, kune masangano epamutemo uye navashambadziri vega kune nzira yekuenda nechepamusoro chero yebasa rebhangi. Kuti uite izvi, ingoshandisa shanduro yakakodzera yepaIndaneti. Pakati pavo pane zvinotevera:

• Kuenzanisa kwemashoko ehutengo hwemari.
• Kushanda kwe "Super Card".
• Chikumbiro chekuvhara dhipiti.
• "YUMI Translation".
• Kushanda kwekadhi yekutenga.
• Kushandisa kadhi rechikwereti.
• Sarudzo yepaIndaneti yakakodzera kadhi rebhangi.
• Kushanda kwekugadzirwa kwemari yevatengi.
• Kuendeswa kwepaIndaneti mari kubva pakadhi kuenda kukadhi.
• Kushanda kweKadhi yose-inosanganisira.
• Chikumbiro chekukodha.
• Chikumbiro chekubvunzurudza zvinobudirira pamabasa ekubhadhara mari.
• Basa "Bhizinesi-misika".
• Mubatsiri pakusarudza dhipiti.
• "Photo account" service.
• Kuziva kwebhizimisi rekubhatidza.
• Chikumbiro chechikwereti chesangano.
• Chikumbiro chekunyora kwekutengesa.
• Kuzadzikiswa kwekuchengetedzwa kwepaIndaneti yekambani yezvino.
• Kushanda kwekutenga kwefa.
• Kushanda kwekubatanidzwa kwebhizimisi kuwana.
• Chikumbiro chekugadzirwa kwemari yemari.
• Chikumbiro chekubatana kweIndaneti kuwana.

Zvose zvezvibasa izvi zvinogona kushandiswa nevaridzi vose vekambani "Promsvyazbank". Kune vashandirini, kambani inopawo mamiriro ezvinhu akanaka ekushandiswa kwebhengi emakadhi uye mari. Izvi zvinokonzera kuti chikwata ichocho chinakidze kune vatengi. Uyezve, kune avo vakaroorana, "Promsvyazbank" kufarira kune mari inopa mari inoshamisa. Izvi zvinotsigirwa nemhinduro.

Kana kune dambudziko chero ripi neripi nebasa iri musangano "Promsvyazbank", hotline inogona kukubatsira. Nokumudana, iwe unogona kubvunza chero mibvunzo.

Basa mubhangi

Hazvisi nyore kuvaka basa mumasangano ari mubvunzo. Kuti uite izvi, iwe unofanirwa kuva nehumwe unhu hwako. Uye nokuda kwechikamu chimwe nechimwe chakasiyana ivo ivo pachavo. Pane imwe nzvimbo zvakakosha kuti igare yakasimba uye yakasindimara, pane imwe nzvimbo - kuteerera uye ushamwari. Zvisinei, zvisinei nokuti iwe unhu hupi, kuti uwane kubudirira mukambani, unofanirwa kutarisa pane zvinotevera:

• Competence. Izvi hazvirevi kuvapo kwechiitiko chikuru. Pane kudaro, mavariro ako ega uye chido chokuva nyanzvi mune imwe nzvimbo inokosha.
• Tarisa pane mutengi. Zvakakosha zvikuru kuti zvive zvakagadzirira kubatsira vatengi, kutsvaga mune zvido zvevadzidzi. Kubatana kwakadaro kunotarisirwa kubva kune vashandi uye mukushanda kwebhizimisi ravo rekukurukurirana.
• Flexibility. Ichi chinhu chinoreva kudikanwa kwekugadzirira kudzidza, kutarisa unyanzvi hutsva uye nzira, kuti uzarurire ruzivo rutsva.
• Kufarira. Kutenda iwe pachako uye zvauri kuita ndizvo zvinopa simba nekushingaira kubhizimisi rebhangi kuti rienderere mberi.
• Innovation. Vashandi vanotarisirwa kuti havasi kuzogona chete, asi vanoedza kuvandudza zvinowanzoitika.
• Chinangwa chekuguma. Kukwanisa kuwana zvikwereti, pasinei nezvinetso nezvipingamupinyi.

Kana iwe unoratidzwa neunhu hwakadaro, kana wakagadzirira kuzvishanda iwe pachako kuitira kuti uzvikudzirire iwe pachako, unogona kuedza kuva chikamu cheboka rebhangi mubvunzo.

Mhinduro kubva kuvashandi

Vanhu vazhinji vanofarira maonero kubva mukati. Ndezvipi mubhadharo mu Promsvyazbank? Izvi zvinoshanda sei? Zvinofadza, basa riri mu "institution" re "Promsvyazbank" revashandi rinogona kuwanika zvikuru. Kunyanya kurumbidza mhepo uye ukama mukati meboka. Zvechokwadi, zvakawanda zvinotarisirwa kuti ndiani achava mukuru wako pakarepo. Vakawanda vanoshanda mu Promsvyazbank inokwezva kuvapo kwepakati pevanhu, pamwe chete nemari yakanaka yakagadzikana. Vashandi pano vanobatisisa zvigaro zvavo. Pakati pezvimwe zvinhu, vanobhadhara zororo rakakura rekuberekwa. Vamwe kunyanya kufanana nemapoka emakambani emakambani, ayo anobva shure kwezvinhu zvakawanda zvinofadza. Vamwe vanokoshesa chokwadi chokuti vashandi vose vanogara vachirovedzwa, uye munhu wose ane mukana wekukura paanamano, kunze kwekuti achaita zvinodiwa.

Mhinduro

Iwe unogona panguva chero ipi zvayo sangana ne-hotline yebazi "Promsvyazbank." Nhamba yerunhare inogona kuwanikwa pawebsite yepamutemo. Migwagwa yakasiyana kune vanhu uye pamutemo. Saka, kana iwe uri wega wega, iwe unogona kuenda ku Promsvyazbank nenzira iyi: nhamba yefoni ndeye 8 800 333 03 03. Vashandi vebasa vachapindura mibvunzo yako yose. Kuzvikwata zvepamutemo zvinoda kushanda kune Promsvyazbank, hotline yakasarudzwa zvakasiyana: 8 800 333 25 50. Pamusoro pewebsite yepamutemo yekambani iwe unogona nguva dzose kusiya mhinduro yako kana kuzadza mubvunzo we "mutengi wepachivande".

Kuongorora kwehutano

Sezvakataurwa pamusoro pekugadzwa kwe "Promsvyazbank" kuongororwa kwevashandi, sangano rinogara richinyatsocherechedza hutano hwehupi hupi hwakapiwa kune vatengi vayo. Saka, munhu wese anogona kuzviedza pabasa re "mutengi wepachivande" paanoshanyira kubhangi kana nekutumira foni kubasa rekutsigira. Izvi zvinobatsira kuramba uchivandudza hutano hwehupi hupi hupi hwakapiwa. Mutengi wega wega anogona kusiya mhinduro pamusoro pekushanyira kubhangi kana kutiudza nezvokuti vashandi vake vakazvibata sei mumamiriro asina kujairika. Uyezve, kune mukana wekutaura nezvemaonero ako ekushandisa bhizinesi kana kuti kuratidza pfungwa dzako pamusoro pokuti ingavandudzirwa sei.

Nzvimbo yacho yakagadzira purogiramu yake yepamusoro yehutengi hwebasa, iyo munhu wese anogona kuyanana nayo. Saka, kana iwe ukashanyira rimwe rebazi rebhangi, somuenzaniso, "Promsvyazbank" muSt. Petersburg, mushandi wekambani achange achitaura newe kwemaminitsi matatu. Chirongwa chinosarudza kuita shingairo yakawanda kuitira kuchengetedza mukurumbira waro, izvo zvinopesana nemashure emakwikwi.

Mhedziso

Saka, Chii chinonzi Promsvyazbank? Iyi inzvimbo yezvemari uye yechikwereti, iyo iri pakati pezvikwata zvine gumi zvakakurumbira pakati pevaya vanoshanda munharaunda yeRussian Federation. Kwenguva yakawanda yekutendeseka neyekuita basa, hana iyi yakawana mukurumbira wakanaka pakati pevashandi pamwe navo. Uye pfungwa iyi yemasangano echitatu-mapoka nevatengi pamusoro pebhangi inotaura zvakawanda nezvekuvimbika kwayo.

Rinopa "Promsvyazbank" nokuda pamutemo masangano uye pasiri nemakasitoma guru-siyana mabasa akasiyana. Hazvinei nokuti chii chikonzero muri kushanyira hofisi, tsvimbo yake kuchabatsira kugadzirisa zvinokunetsa pasina chinokosha nguva mari. Zvechokwadi, kana toreva urongwa mabasa zvemari navo, hapana hazvibviri. Chero mutengi agamuchire zvakanaka mashoko pamusoro zvikwereti, rakavhurika bhengi nyaya, vanoshandisa Internet rwezvemabhengi mabasa. Haufaniri richiva zvikuru nesimba kana kupedza nguva yakawanda.

Pakati pezvimwe zvinhu, zviri nyore kuti upe mari pamusoro zvikwereti PJSC "Promsvyazbank". Imprint nemasangano pachena kuwanika. Vanogona kuwanika pamusoro YEPAMUTEMO YEPAINDANETI kubhengi. Vamwe akafanana yakakunakira purogiramu kushanda nemasangano "Promsvyazbank". The uchishandisa muoti iri sezvinotevera: tsika unoshanda mevhiki kubva pfumbamwe mangwanani kusvikira nomwe usiku. Saka, kunyange Neine Basa Chaizvo vatengi vachakwanisa veza panze kwechinguvana kushanyira kubhangi uye kugadzirisa zvose zvinovanetsa. Uyewo ari pamutemo nzvimbo unogona kuwana ATMs kero "PSB". Kanenge vamwe vavo inofanira riri kupi iwe kungava nyore kuzvishandisa. Neruzivo urwu unogona kuronga nzira yako zvakanaka. izvi zvose munzira chaiyo kunokwezva vanhu vakawanda kuti vave vatengi kuti "Promsvyazbank" uye iyezvino vatengi kunotungamirira kwete kurega dzaitsigira naye. Uyu haazi yakanakisisa uye anonyatsodedemura kurumbidzwaka?

Nyatsoteerera zvikuru pakusarudza urongwa zvemari nezvinhu yauri kuronga kutanga pamwe. Tora nguva kuongorora mashoko ose pamusoro payo, izvo kuchiwanikwa pachena. Haitarisirwi uyewo mutengi wongororo pamusoro kubhengi. Pakati pezvimwe zvinhu, tora dambudziko kuti tione mukurumbira mhando tsika chichiwanikwa pakati Contractors ayo.

Kazhinji, asi somurume wekambani iri pamusika chero mashoko mamwe ounyanzvi kuchaita kutaura chii chaizvoizvo muuzivi kubhengi pachinhu ayo mabatiro vatengi, uyewo kuvimbika uye kuvimbika remapazi ayo. Asi kunyange pashure imi marudzi ose mashoko aya, uye zvawakadzidza, uri kugutsikana, kwete simbe ukanyatsoongorora ezvinhu zvibvumirano kuti asaine. Izvi achakudzivirira uye yako mari kubva upi akaipa isingatarisirwi. Chenjerai uye akangwarira. Zvino iyi zvakaitika pamwe yenyu yasarudzwa mubhengi vachanditi iwe neshamwari chete kupfuura zvakanaka. Kuita nenzira yakadaro kuti arege kuzvidemba pashure pacho!